Enterprise Payment Infrastructure, Built for Scale
A robust, PCI-DSS compliant payment gateway with server-to-server APIs, hosted checkout, 3DS authentication, multi-acquirer routing, and comprehensive fraud prevention—designed for merchants who demand reliability and control.
Xgate in numbers
Production metrics from live deployments — what Xgate does in the real world.
Features
Powerful capabilities
Everything you need to transform your operations with Xgate
Merchant Dashboard
Onboarding portal, real-time reporting, reconciliation engine, and back-office tooling.
Server-to-Server APIs
Direct API integration with hosted checkout and payment links for flexible implementation.
3DS & Strong Authentication
Full 3D Secure support with Auth, Capture, Refund, and Void flows built-in.
Multi-Acquirer Routing
Dynamic routing with acquirer redundancy, fallback support, and intelligent transaction optimization.
Card-on-File & Tokenization
MIT/CIT flows, network tokenization, and secure merchant token vault for recurring payments.
AFT/OCT Card Payouts
Account Funding Transactions and Original Credit Transactions for seamless disbursements.
Real business impact from day one
Measurable improvements in efficiency, cost, and operational excellence with Xgate.
Acquirer Redundancy
Automatic failover between acquirers ensures maximum transaction success rates.
Advanced Fraud Prevention
Risk-based authentication, velocity rules, and duplicate transaction checks.
Dispute Management
Complete chargeback workflow with Dispute API and automated reporting.
Operational Excellence
Built-in tools for Operations, Finance, and Compliance teams.
Ready to transform your payment infrastructure?
Schedule a personalized demo and discover how Xgate can streamline your operations, reduce costs, and scale with your growth.