Third-Party Payment Processing Infrastructure
A complete Third-Party Processor (TPP) platform that connects directly to Visa and Mastercard, handling real-time authorization, ISO 8583 message switching, clearing and settlement—giving you cost control, data ownership, and geographic scalability.
Features
Powerful capabilities
Everything you need to transform your operations with TPPX
Real-Time Authorization
ISO 8583 message switching with direct connections to Visa and Mastercard schemes — sub-120ms response times.
Clearing & Settlement
End-to-end clearing file generation, ingestion, and net settlement messaging across all major schemes.
Acquirer BIN Management
Manage BIN ranges, routing rules, country restrictions, and multi-acquirer configurations in one console.
Risk & Fraud Detection
Built-in risk scoring, velocity checks, and real-time fraud prevention with configurable rules.
Dispute & Chargeback Handling
Complete dispute lifecycle management with scheme-compliant workflows and representment optimisation.
HSM & Tokenization Integration
PCI DSS Level 1 vaults, HSM clusters, key rotation, 3DS, and network tokenization support.
Why Choose TPPX
Real business impact from day one
Experience measurable improvements in efficiency, cost savings, and operational excellence with TPPX.
Cost Control
Reduce per-transaction fees by processing directly with card schemes.
Full Data Ownership
Access raw data and response codes for better analytics and business decisions.
Speed & Flexibility
Direct control over transactions without intermediary dependencies.
Geographic Scalability
Acquirer and region agnostic—expand into new markets faster.
Ready to build your payment processing infrastructure?
Schedule a personalized demo and discover how TPPX can streamline your operations, reduce costs, and scale with your growth.