Third-Party Payment Processing Infrastructure
A complete Third-Party Processor (TPP) platform that connects directly to Visa and Mastercard, handling real-time authorization, ISO 8583 message switching, clearing and settlement—giving you cost control, data ownership, and geographic scalability.
TPPX in numbers
Production metrics from live deployments — what TPPX does in the real world.
Features
Powerful capabilities
Everything you need to transform your operations with TPPX
Real-Time Authorization
ISO 8583 message switching with direct connections to Visa and Mastercard schemes — sub-120ms response times.
Clearing & Settlement
End-to-end clearing file generation, ingestion, and net settlement messaging across all major schemes.
Acquirer BIN Management
Manage BIN ranges, routing rules, country restrictions, and multi-acquirer configurations in one console.
Risk & Fraud Detection
Built-in risk scoring, velocity checks, and real-time fraud prevention with configurable rules.
Dispute & Chargeback Handling
Complete dispute lifecycle management with scheme-compliant workflows and representment optimisation.
HSM & Tokenization Integration
PCI DSS Level 1 vaults, HSM clusters, key rotation, 3DS, and network tokenization support.
Real business impact from day one
Measurable improvements in efficiency, cost, and operational excellence with TPPX.
Cost Control
Reduce per-transaction fees by processing directly with card schemes.
Full Data Ownership
Access raw data and response codes for better analytics and business decisions.
Speed & Flexibility
Direct control over transactions without intermediary dependencies.
Geographic Scalability
Acquirer and region agnostic—expand into new markets faster.
Ready to build your payment processing infrastructure?
Schedule a personalized demo and discover how TPPX can streamline your operations, reduce costs, and scale with your growth.